Medicare

Medicare is complicated and sometimes the choices can seem overwhelming! Let Brevard Health Advantage be your resource center. We can answer questions and help you enroll.

Get your free printed “Medicare & You” Booklet by visiting our office at 574 Highway A1A, Satellite Beach FL. !!!!

Medicare-LogoMedicare Benefits:
Medicare is a federal government provided medical insurance for individuals 65 and older, people with certain disabilities, and people with permanent kidney failure.

You are generally required to sign up for Medicare about three months before you turn 65. You are eligible for premium-free Part A if you are 65 or older and you or your spouse worked and paid Medicare taxes for at least 10 years. Although most people do not pay a premium for Part A; there are costs associated with your Part A coverage. For Example: Part A has a per-benefit-period deductible that changes each year.

 

What is Medicare?

Medicare is a federal government provided medical insurance for individuals 65 and older, people with certain disabilities, and people with permanent kidney failure.

You are required to sign up for Medicare about three months before you turn 65.  You are eligible for premium-free Part A if you are 65 or older and you or your spouse worked and paid Medicare taxes for at least 10 years. Although most people do not pay a premium for Part A; there are costs associated with your Part A coverage. For Example: Part A has a per-benefit-period deductible that changes each year.

Medicare Part A

(Hospital Insurance) helps cover your inpatient care in hospitals. It also helps cover skilled nursing facility, hospice, and home health care if you meet certain conditions.

Medicare Part B

(Medical Insurance) helps cover medically-necessary services like doctors’ services and outpatient care. It also helps cover some preventive services to help maintain your health and keep certain illnesses from getting worse. All Medicare beneficiaries must pay a Medicare Part B premium. Part B premium is indexed to annual income.

Medicare Part C

(Medicare Advantage Plans) combines Part A, Part B, and, sometimes, Part D (prescription drug) coverage under one plan. Part C plans are managed by Medicare-approved private insurance companies and must cover medically-necessary services. However, these plans can charge different co-payments, coinsurance fees, or deductibles for the services they provide.

Medicare Part D

(Medicare Prescription Drug Coverage or PDP) helps cover prescription drugs and may help lower your costs and protect against higher costs in the future.

 

 

Anyone with Medicare Part A and/or Part B can join a Medicare Prescription Drug Plan offered in your area. If you are in a Medicare Advantage Plan, your plan may also offer drug coverage.

Get your free Medicare & You book! Check this website for more information: www.medicare.gov.

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